Your Dream Home is Within Reach
Buying a home isn't just a new place to live, but an investment in your future. Start investing in yourself and own your home.
Start Owning Today
The Benefits of Owning:
Part of your monthly payment goes towards equity of your home, which can turn into a profit if you sell.
Because you are investing in an asset, your credit score can increase over time.
Many times, your mortgage interest, property taxes and sometimes even closing costs could be tax deductible.
Our wide range of mortgage options allow for great flexibility and financial planning.
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Simple: we find the right loan for you.
We're committed to finding the right loan product for you with the fewest number of steps to get you from here to closing day as soon as possible. Getting into your new home is closer than you think.
Pre-Qualification and Documentation
The first step in your loan process. You can fill out your application either online or in person and then your loan officer will help you determine which loan product is right for you and what you'll need to move forward.
Find your New Home
Now that you've gotten pre-approved you're ready to start shopping for your new home! A trusted real estate agent can help you find your dream home and make sure you're getting the best terms and price on your house.
Start the Loan Process
With your sales contract agreed upon your loan officer can now begin working on your loan to find you the best options and terms and provide you with your estimate.
Appraisal
An inspector will now do a thorough examination of the home and notify you of an defects or other information you'll want to know about. Then it's time for appraisal.
Conditional Approval
You're almost there! At this point, an underwriter will review all of your documentation. If it meets the minimum requirements, they’ll issue you a “conditional approval.”
Closing
Now that everything's in order you're ready for your final sign-off and closing. We’ll get the paperwork ready for you to sign, then we’ll move the money to the title company to pay for your home.
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Copyright©2023 Geneva Financial, LLC, NMLS #42056This is not a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet LTV requirements for refinances, and final credit approval. Not all applicants will qualify. Approvals are subject to underwriting guidelines, interest rates, and program guidelines. Approvals are subject to change without notice based on applicant’s eligibility and market conditions. Geneva Financial LLC is not acting on behalf of or at the direction of HUD/FHA or the Federal Government. Geneva Financial LLC is approved to participate in FHA programs but the products and services performed by Geneva Financial LLC are not coming directly from HUD or FHA. Geneva Financial LLC NMLS #42056 is an Equal Opportunity Lender and Equal Housing Lender. 180 S Arizona Ave Ste 310 Chandler, AZ 85225. 1-888-889-0009. AZ BK #0910215
